Unified Borrowing System

One Collateral liquidity layer Across the Meow Ecosystem

Meow Finance’s Unified Borrowing System, powered by pawUSDC, enables users to borrow against any yield-bearing position within the Meow ecosystem — including NFT Time-Lock Vaults, Flex Vaults, AI Yield Aggregator, and more.

Key Features

  • Borrow Against Any Position Use LP tokens, vault receipts, or Liquid NFTs from Meow Finance as collateral. Borrow instantly against your yield-generating positions, unlocking additional layer of capital.

  • Backed by pawUSDC — a Unified USDC Layer All borrowing draws liquidity from a single, protocol-owned pawUSDC pool — a DeFi-native, LST of USDC. This ensures deep liquidity, sustainable returns for lenders, and maximized capital efficiency.

  • Composable Leverage & Utility Borrowed funds can be reused within Meow’s products or external protocols. Strategies like looping, stacking yields, or auto-compounding can all be built on top.

  • Designed for pawUSDC pawUSDC earn interest, liquidation fees, and protocol yield sourced from vaults across the entire Monad ecosystem. No need to chase pools; pawUSDC aggregates everything into one yield-bearing token.

How It Works

  1. Deposit into any supported LP, vault, or yield strategy on Meow Finance.

  2. Receive a vault token or Liquid NFT representing your position.

  3. Borrow USDC against it instantly via the Unified Borrowing System.

Built for flexibility, powered by composability — Meow Finance’s borrowing layer is designed to unlock liquidity across every corner of our ecosystem.

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